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Tag "coverage"

Gap Trap

I have some clients who recently fell into a hole in their GAP Policy. Here’s what happened: They bought a new car in October, 2007 and purchased a GAP policy with it. The policy is, of course, designed to cover any gap between what they owe on the car and the replacement value of the…

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Did Driver's Knowing Risk Void Policy?

A criminal flees the police at speeds topping 100 mph, crosses into oncoming traffic and smashes into a car.  Sounds like a nightmare?  It gets worse.  His insurance company doesn’t want to pay up on his $300,000 auto insurance policy. The Texas Supreme Court will soon decide who deserves the law’s protection – the family…

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