Some auto insurers in Texas are offering moms and dads a way to monitor their teens’ driving habits perhaps giving them some ammunition to take away their kid’ cars or information for a little positive reinforcement, such as more driving privileges. AAA Texas and USAA are among large insurers that are offering free at least for the time being plug in devices that monitor teen driving. Depending on the program, parents can view vehicle trip history, receive email or text alerts about driving events such as speeding or hard braking and use a website to locate the teen’s vehicle.
The companies said their programs ultimately could help reduce wrecks and injuries, even deaths. Motor vehicle crashes are the number 1 cause of death of people between ages 15 and 19 in Texas and nationally according to data from the Insurance Institute for Highway Safety and the U.S. Center for Disease Control and Prevention.
A spokesman for AAA Texas said that teen drivers tend to take more risks than adults, and the company’s system, AAA OnBoard, gives parents facts to use to talk with their kids about their driving and to help them develop safe driving habits early on. It can offer parents a peace of mind and keep young drivers safe behind the wheel.
These devices do not collect drivers’ information for rating purposes or determining premiums.
Parents can plug the devices into diagnostic ports on cars built in 1996 or later. Even though some kids do not like the idea of being monitored, they understand why the parents are doing it. Once they get used to it, they will probably even forget it is there. As long as you are driving safely and responsibly, it will forget […]